Performance, Trends and What Lies Ahead
In this edition of LEARNING OF THE WEEK, we’ll take a deep dive into the Q2FY25 performance of the Indian banking sector, uncovering the key trends shaping the industry’s future.
Banking Sector Review: Q2FY25
As we did last quarter, we’ve analyzed the performance of leading banks in Q2FY25 to identify the major shifts shaping the sector.
Our research uncovers 4 key trends :
- 1. Rising asset quality concerns in the unsecured retail and MFI segments,
- 2. Deposit growth outpacing credit growth, driven by a revival in CASA,
- 3. Cost of funds is expected to have peaked, and
- 4. Compression in NIM, with anticipated interest rate cuts likely to keep it under pressure.
Watch the video to explore these trends and see how they’re redefining the Indian banking industry. LIKE and SHARE the video if you find it valuable, and share your thoughts and questions in the comments!!
MEME OF THE WEEK
